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If you’re looking to drive home in a shiny new Lexus or a certified pre-owned model, you might be thinking about your payment options. How will you make your driving dreams come true? Our finance center team can help you.
The financing experts here at Germain Lexus of Easton have been helping local drivers around Columbus, Ohio, for years, and they can use their experience to help you with your auto loan or lease. We’ll explain what you need to know here on this page.
When you visit our finance center, one of our Lexus financing experts can sit down with you for a personalized consultation. They can listen to your needs and provide customized advice to help you through the car shopping process. Additionally, they’ll be able to answer your questions about the buying or leasing process.
Financing is the way to go if you want to keep your Lexus for the foreseeable future. This option lets you put as many miles on the car as you wish and customize it with parts and accessories, if necessary. When you finance a vehicle, you’re opening a line of credit. Making timely payments will positively impact your credit score.
Over time, you may qualify for refinancing so that you can acquire a more favorable monthly payment and interest rate. Similarly, you might be able to lower your annual or monthly auto insurance premium by keeping a clean driving record.
Customers interested in this avenue can get our team to help them with an auto loan.
What about if you want to lease? We offer flexible Lexus lease plans that our team can explain to you. Leasing is great for those who love variety, want to benefit from a lower down payment, or want to upgrade to the latest technologies every few years.
Every vehicle is going to need routine maintenance to keep running effectively. Often, leasing will come with some type of maintenance warranty, so you might not be responsible for paying out of pocket for services like oil changes, tire rotations, etc.
Leasing gives you the flexibility to finance or purchase your ride at any time. So, if you’re happy with your Lexus and want to drive it well into the future, work with our finance center.
Whatever you decide to do, our team is here to help and advise you.
If you’re ready to start, our finance center offers convenient online tools to simplify your process. You can access these tools at the time and place that works for you. Our tools include:
Our financing application only takes a few minutes to complete. It’s secure, easy to access from your laptop or smartphone, and can save you time at our dealership. If you want to sell your current car and use the proceeds to pay for your next ride, we recommend using our trade-in calculator to estimate its market value.
Our payment calculator will present you with different estimated monthly payments based on your credit score, preferred down payment, length of lease or loan agreement, etc.
Whether you’ve got a busy schedule or prefer to shop online, our Lexus dealership wants to make the car-buying process seamless for everyone. As such, we’d like to introduce the Germain Express Purchase Program, a virtual outlet to lease, finance, or purchase your ride in mere minutes!
Start by looking through our inventories and select your vehicle. From there, customize your payment plan and schedule at-home delivery. When you’re ready to finalize your transaction, we’ll send a sales team member to your location along with your new-to-you Lexus. If you’re trading a vehicle as part of the transaction, they’ll take it back to the dealership with them.
While you’re here, check out our latest vehicle specials to see what we’re currently offering. They could help you take the wheel of your favorite Lexus model at an exceptional rate. We offer:
Whether you want to buy new or Certified Pre-Owned, our specials could help you. We also change our offerings every month or so, so even if your favorite ride isn’t there right now, we recommend checking back. Let us know if you have any questions or are ready to jump on one of these opportunities.
It depends on your goals. Financing is a strong option if you plan to keep your Lexus long-term, drive without mileage limits, and build equity over time. Leasing works well if you prefer lower upfront costs and want to upgrade to a newer model with the latest features every few years.
Yes. You can complete a finance application, estimate monthly payments with a calculator, and value your trade-in—all from home. These tools help you plan ahead and save time at the dealership.
Yes. Financing a vehicle with less-than-perfect credit is still possible, and many lenders offer options across a wide range of credit profiles. There’s no universal minimum score required, though lower scores may come with higher interest rates or different terms. Working with a finance center gives you access to multiple lenders and helps you find a plan that aligns with your current situation and goals.
At Germain Lexus of Easton, we love to assist customers at our finance center near Columbus, OH so that they can drive off in their ideal model. If you want to buy or lease a new, luxurious Lexus, our experts can give you the one-on-one assistance you deserve.
So, are you ready? Apply for financing today!
